In partnership with Crum & Forster, we have developed a
market-leading solution that works with local providers like
Penn Medicine and Atlantic Healthcare. By establishing strong
local relationships, we can o er highly customizable health
plans that deliver world-class care with low (or no) out-ofpocket costs for the employees
Clear pricing, direct access to providers, and guided care navigation across the healthcare system.
A model designed to control costs, reduce volatility, and prevent unchecked healthcare spend over time.
Routine and preventive care without barriers—plus catastrophic protection for serious medical events.
Routine and preventive care without barriers—plus catastrophic protection for serious medical events.
Zero in on Stability without Sacrificing Savings
With healthcare costs rising and the public perception continuing to sour towards larger insurance companies, many employers
are looking for more effective solutions to fund their healthcare benefits. Their options generally fall into two categories, but
Pinpoint Health Benefits has a third option.
Fully-Insured
Health Insurance
Fully-Insured
Health Insurance
Self-Funded
Health Plans
PINPOINT HEALTH BENEFITS: Level-Funded Health Plan
The traditional route that many choose due to stability and network access. However, these costs are quickly becoming inconceivably high. Employers run the risk of losing their business and/or losing top talent in the face of healthcare costs or poor benefits offering.
This allows the employer to have control over the spend, insight into the costs, and more customizable options through a Third Party Administrator and other point solutions that address specific areas like pharmacy benefits, claims processing, chronic conditions, network solutions, and more. While it allows for much more freedom and solutions bespoke to the employer’s
member population, it means taking on risk. That risk could turn into a multi-million dollar claim that could sink the business.
Level-funded health plans allow you to do just that. Rather than navigating the volatility of claims, employers pay fixed monthly costs and still get transparency into their healthcare spend.
Ready to break away from the blur of rising healthcare costs and pinpoint a solution? Get started today.